Personal Injury

Houston Uninsured Motorist Lawyer for Drivers Left Unprotected

When Drivers Don’t Carry Insurance

Even though Texas law requires liability insurance, many drivers on Houston roads are uninsured or underinsured. When they cause accidents, victims are left wondering how to pay for medical bills and property damage. At the Law Office of Frederick K. Wilson II, we represent clients in uninsured motorist accidents, helping them pursue claims through their own insurance policies and other legal avenues.

Common Uninsured and Underinsured Scenarios

We handle cases involving:
Outline of a car.

Drivers with no liability insurance at all

Health insurance card with a shield icon.

Drivers carrying only minimum coverage that doesn’t cover damages

Black line drawing of a car with motion lines, implying speed.

Hit and run accidents involving uninsured drivers

Black and white bus icon, viewed from the front.

Passengers injured by uninsured drivers

These cases often require persistence and knowledge of insurance policy language.

Insurance Company Pushback

Even when victims turn to their own insurers for coverage, companies may deny or minimize claims. Frederick knows what insurance companies look for in uninsured motorist cases because of his years working inside the industry. That experience helps him anticipate denials and push back for fair compensation.

Uninsured Drivers Across Houston

From freeways like I-45 and Beltway 8 to smaller roads in Sugar Land, Katy, and The Woodlands, uninsured drivers are a constant risk. Frederick represents victims across Houston who were hurt by drivers failing to carry enough insurance.

FAQs

About Uninsured Motorist Claims

  • What if I don’t have uninsured motorist coverage?

    You may still have options, such as pursuing the driver directly, though recovery is often difficult.

  • Will filing an uninsured motorist claim raise my rates?

    In many cases, no, because you were not at fault.

  • What damages can I recover?

    Medical bills, lost income, property damage, and pain and suffering may all be included.

Speak With a Houston Uninsured Motorist Lawyer

If you’ve been hit by an uninsured or underinsured driver, call 832-320-7985 or fill out our intake form for a free consultation. The Law Office of Frederick K. Wilson II is ready to help you pursue fair recovery.